body{font: normal .8em verdana; margin-left: 0px;margin-right: 0px;margin-top: 0px;margin-bottom: 0px;background-color: #e6e6fa}
h1 {font: bold 1.4em verdana; color:#194EB1; text-align:center;}
h2 {font: bold 0.9em verdana; color:#ffffff; text-align:center; background-color:#194EB1; display:block}
h3 {font: bold 1.0em verdana; color:#194EB1;text-decoration:underline; display:inline}

ul {list-style-image: url(blueball.gif); list-style-type: square; list-style-position: outside; padding: 0 0 0 -18px; }
li {font: normal 1.1em verdana; color:#194EB1;margin: 0 0 8px 0}
li a {color:#194EB1;text-decoration:none;}
li a:hover {color:#00008B;}

#wrap {margin: 0 auto; width: 840px; height:100%; background: #ffffff; padding: 0px;border:1px solid #194EB1;}
#hdr {width:100%; text-align:center;background-color:#194EB1;}
#midcol  {float:right;width:480px;;margin:0 0 0 20px}
#leftcol {float:right;width:160px;margin:10px 0 0 10px}
#rightcol {float:left;width:160px;margin:10px 0 0 10px}
#footer { clear: both; margin: 0 0 0 0; text-align: center; font-size: .8em;background-color:#194EB1; color:#ffffff}